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This publication is for informational and educational purposes only and does not constitute investment advice, a recommendation, solicitation, or an offer to buy or sell any security. The views, estimates and opinions expressed are based on information and sources believed to be reliable at the time of publication but may change without notice. Investments in securities involve risk, including possible loss of capital. Readers should conduct their own independent research and due diligence and consider their individual investment objectives and risk tolerance before making any investment decision. Past performance is not indicative of future results. Alhaj Securities and Stocks Limited accepts no responsibility for losses arising from reliance on the information contained herein, to the extent permitted by applicable law.